Clarification
Thanks to the illustrious Mr. Money Mustache (who I admire despite his spelling of the word “moustache”) , I’ll now be authoring posts as “Tom” instead of “Admin.”
However, in the unlikely event I become some sort of Christ-like, messianic figure later in life, I will clarify that I wrote all the previous posts as well. I don’t want them to get buried like the lost gospels of Mary or whatever.